How to Experience the Maldives for a Week on a Budget

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Bright turquoise waters of the Maldives with a boardwalk leading to thatched huts

The Maldives is often associated with luxurious overwater villas, private island resorts, and lavish dinners under the stars. Despite the Maldives’ reputation as a honeymooner’s paradise, most travelers assume that visiting these idyllic islands will cost a fortune. It’s possible to spend an entire week in the Maldives for less than what you would pay for a single night at a famous resort?

The Maldives are renowned for their beauty and serenity, so I’m sharing how you can experience them on a budget without sacrificing either. Even the most frugal traveler can enjoy the Maldives with cheap flights, budget-friendly stays, affordable meals, and exciting excursions.

Table of Contents

  1. Traveling to the Maldives for Cheap
  2. Getting Around the Maldives for Cheap
  3. Best Budget-Friendly Places to Stay in the Maldives
  4. Eating on a Budget in the Maldives
  5. Budget-Friendly Excursions in the Maldives
  6. Other Things to Remember When Traveling to the Maldives
  7. Key Takeaways
  8. Frequently Asked Questions (FAQs)

Key Takeaways

  • Flights: Book early and be flexible to find deals from $150–$600.
  • Transportation: Use public ferries ($2–$10) or shared speedboats ($20–$40) to save money.
  • Accommodation: Stay in guesthouses on local islands for $40–$70 per night.
  • Food: Eat at local cafés for $2–$7 per meal or self-cater to save more.
  • Excursions: Enjoy budget activities like snorkeling, island hopping, and fishing for $20–$50 per person.

How to travel cheaply to the Maldives

a cloudy sunset over the water in the Maldives

Flights are one of the largest expenses for any trip to the Maldives. The cost can be significantly reduced if you plan smartly and are flexible with your dates.

Maldives Flights at an Affordable Price

The first thing you should do is locate a budget airline that flies to Malé, the Maldives’ capital. Airlines such as Emirates, Airways, and Etihad Airways offer flights from a variety of cities around the world. Budget-friendly carriers like AirAsia, Scoot, and SriLankan Airlines often have amazing deals from Southeast Asia and the Middle East.

Tips for Finding Cheap Flights:

  • Use flight comparison tools: Websites like Skyscanner, Google Flights, and Momondo allow you to compare across different airlines and dates.
  • Book in advance: Try to book your flights at least 3–6 months in advance to secure the lowest prices.
  • Be flexible with dates: Flights tend to be cheaper during off-peak seasons (May to November) and mid-week departures.

Flight Prices

  • From Europe: €350–€600 round trip (budget airlines or sales).
  • From Southeast Asia: $150–$300 round trip (budget airlines).
  • From the Middle East: $200–$400 round trip.
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Pro Tip: Many budget travelers flying from Europe or North America often break their journey with a stopover in Southeast Asia (Bangkok or Kuala Lumpur) or the Middle East (Dubai or Doha) to take advantage of cheaper onward flights to Malé.


Getting Around the Maldives for Cheap

clear and calm waters of the beautiful Maldives on a sunny day

Once you arrive in the Maldives, the biggest challenge is getting around the islands. While private speedboats and seaplanes are exciting and luxurious, they can be incredibly expensive, costing anywhere from $200 to $500 per ride. The key to traveling the Maldives on a budget is to use the local ferry services.

Using Public Ferries

The Maldives has a decent network of public ferries that connect many of the inhabited islands. These ferries are extremely affordable, with prices ranging from $2 to $10 depending on the route.

  • Malé to Maafushi: $1.50 one-way (2 hours).
  • Malé to Dhiffushi: $2.50 one-way (3 hours).
  • Malé to Thulusdhoo: $3 one-way (1.5 hours).

Pros:

  • Very cheap compared to speedboats and seaplanes.
  • A great way to experience local island life.

Cons:

  • Ferries run on a set schedule and may only depart once or twice a day.
  • Ferries are slower than speedboats, so be prepared for longer travel times.

Private Speedboats

If you prefer quicker transport but still want to save money, consider shared speedboat transfers. Many guesthouses and on local islands offer these transfers, which cost around $20 to $40 per person, depending on the distance.

Example Price:

  • Malé to Maafushi (Shared speedboat): $25 one-way (30 minutes).

Best Budget-Friendly Places to Stay in the Maldives

The beach and shoreline on a sunny day in The Maldives

The Maldives is not just about $1,000-a-night overwater villas. There are plenty of budget-friendly guesthouses and small hotels on the local islands that offer comfortable accommodation at a fraction of the cost.

Local Islands vs. Resort Islands

The Maldives is made up of two types of islands: resort islands and local islands. While resort islands are privately owned and cater to high-end tourists, local islands are home to Maldivian communities and offer more affordable accommodation.

Top Budget-Friendly Guesthouses in the Maldives

  1. Kaani Beach Hotel (Maafushi Island)
    • Price: From $50 per night (including breakfast).
    • Rating: 4.5/5 on TripAdvisor.
    • Review: “Excellent value for money. Clean rooms, friendly staff, and right on the beach.”
  2. Bibee Maldives (Dhiffushi Island)
    • Price: From $40 per night.
    • Rating: 4.3/5 on Booking.com.
    • Review: “A charming guesthouse with a lovely local atmosphere. Affordable and welcoming.”
  3. Thulusdhoo Stay (Thulusdhoo Island)
    • Price: From $55 per night.
    • Rating: 4.4/5 on Agoda.
    • Review: “Perfect for surfers and budget travelers. Clean, modern, and great hospitality.”
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How to Find Budget Accommodation:

  • Booking platforms: Use websites like Booking.com, Agoda, and Airbnb to search for budget stays.
  • Guesthouse directories: Websites like Guesthouses Maldives can help you find hidden gems on local islands.
  • Hostels: Though not as common, there are a few hostels in Malé and other local islands that offer dormitory-style rooms for as low as $20 per night.

Eating on a Budget in the Maldives

Maldivian man wearing sunglasses holding a large, freshly caught fish.

When staying on local islands, you’ll find that eating out can be very affordable, especially if you opt for traditional Maldivian dishes at local cafés (called hotaa). These small restaurants offer meals for as low as $2–$5 per person.

Popular Local Dishes:

  • Mas Huni: A breakfast dish made with tuna, coconut, onion, and chili served with flatbread (roshi).
    • Price: $2–$3 at local cafés.
  • Garudhiya: A fragrant fish soup served with rice and lime.
    • Price: $3–$5 at local cafés.
  • Fihunu Mas: Grilled fish marinated with spices, often served with rice or roshi.
    • Price: $5–$7 at local cafés.

Where to Eat on a Budget:

  • Café Rio (Maafushi Island): Serves affordable local dishes with generous portions.
    • Meal price: $4–$6.
    • Rating: 4.6/5 on Google Reviews.
  • Rehendhi (Dhiffushi Island): Known for its fresh seafood and traditional Maldivian dishes.
    • Meal price: $5–$8.
    • Rating: 4.4/5 on TripAdvisor.

Self-Catering

If you’re staying in a guesthouse with kitchen facilities, you can also save money by buying groceries and cooking your own meals. Malé has several supermarkets where you can find basic ingredients for cheap.

  • Average grocery bill for a week: $20–$30 per person.

Budget-Friendly Excursions in the Maldives

Kristin Addis, from the Be My Travel Muse blog, enjoy the beautiful weather in The Maldives

While staying in a fancy resort often comes with complimentary water sports and excursions, local islands also offer a variety of budget-friendly activities that allow you to experience the beauty of the Maldives without breaking the bank.

Top Budget Excursions:

  1. Snorkeling Tours
    • Price: $20–$40 per person.
    • Where to go: Many local islands like Maafushi and Thulusdhoo offer snorkeling tours to nearby coral reefs teeming with marine life.
    • Review: “Saw turtles, sharks, and colorful fish. An incredible experience for the price!”
  2. Island Hopping
    • Price: $30–$50 per person.
    • Description: Explore nearby islands, visit sandbanks, and relax on secluded beaches.
    • Review: “A great way to experience multiple islands in one day. The scenery was breathtaking.”
  3. Fishing Trips
    • Price: $25–$45 per person.
    • Where to go: Many local guesthouses organize sunset fishing trips where you can try your hand at traditional Maldivian fishing.
    • Review: “Caught my first fish! It was an unforgettable experience.”
  4. Surfing (Thulusdhoo Island)
    • Price: $10 per day (board rental).
    • Review: “Great waves for both beginners and experienced surfers.”
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Other Things to Remember When Traveling to the Maldives

A local Muslim woman walking along the beach in the Maldives

Cultural Considerations

  • The Maldives is a Muslim country, and modesty is appreciated. When visiting local islands, make sure to dress respectfully, covering shoulders and knees.
  • Alcohol is only available at resorts and certain liveaboard boats. It’s illegal to consume alcohol on local islands, so plan accordingly.

Travel Insurance

  • Given the remote location of the Maldives, travel insurance is highly recommended. Ensure your insurance covers water sports and any potential medical evacuation.

Visa Requirements

  • The Maldives offers a free 30-day tourist visa on arrival for most nationalities. Always double-check visa requirements before traveling.

Sustainability

  • Help protect the Maldives’ fragile ecosystem by being a responsible traveler. Avoid using single-use plastics, respect the marine life, and choose eco-friendly guesthouses where possible.

Frequently Asked Questions (FAQs)

Q: Is it safe to travel to the Maldives on a budget?

A: Yes! The Maldives is a very safe country for tourists, including budget travelers. The local islands are welcoming and well-equipped with guesthouses, restaurants, and tours.

Q: Can I visit the Maldives without staying at a resort?

A: Absolutely. In fact, staying on local islands is not only cheaper, but it also allows you to experience the authentic Maldivian culture and lifestyle.

Q: Is it possible to enjoy water sports on a budget?

A: Yes. Many local islands offer budget-friendly options for snorkeling, diving, surfing, and fishing. Equipment rentals are affordable, and organized tours are much cheaper than those offered by resorts.

Q: What’s the best time to visit the Maldives on a budget?

A: The off-peak season (May to November) is the best time for budget travelers. Prices for flights, accommodation, and activities are lower, and you can still enjoy beautiful weather, though you might experience occasional rain.

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