It is easy to withdraw cash from an ATM using Access Bank‘s convenient feature, and you do not have to use a physical ATM card to do so. The purpose of this post is to introduce you to the concept of a cardless withdrawal, how to use it, and some frequently asked questions.
Key Takeaways:
Convenience and Safety: Cardless withdrawals are convenient for emergency, safety, and convenience.
Easy Steps: You can initiate the transaction via USSD or the mobile app and withdraw cash from an ATM using a transaction code or biometric authentication.
Troubleshooting: Common issues include code errors, expired codes, and network problems, which can be easily resolved.
What is Cardless Withdrawal?
The cardless withdrawal feature allows you to withdraw cash from an ATM without having to use your physical ATM card. A USSD code or Access Bank mobile app can be used to do this, making it a convenient option.
Why Use Cardless Withdrawal?
-
Emergency Situations: If you forget your wallet, you can still get cash.
-
Safety: In areas where carrying a card might be risky, you can leave it at home and use the cardless option.
-
Convenience: Sometimes, it’s simply easier not to carry an extra piece of plastic.
How to Withdraw Money from Access Bank ATM Without a Card
Using an ATM without a card at Access Bank is as easy as following these steps:
-
Initiate the transaction:
-
Dial *903# from the mobile number linked to your Access Bank account.
-
Select the ATM withdrawal option.
-
Enter the amount and PIN to validate your transaction.
-
You will receive a transaction code.
-
-
Withdraw cash at the ATM.
-
Keep the transaction code.
-
Visit the nearest Access Bank ATM.
-
Press ‘0′ to perform a cardless transaction.
-
Select AccessMoney, input your phone number, the amount initiated, and the transaction code received, then select Continue.
-
The ATM will disburse your cash.
-
Biometric withdrawal
Some ATMs at Access Bank now support biometric withdrawals. You can use this feature in the following ways:
-
Locate an Access Bank ATM that supports biometric withdrawals.
-
Select the fingerprint option and follow the on-screen instructions to withdraw cash using your fingerprint.
Common Issues and Troubleshooting
-
Code Not Working: Ensure you enter the code correctly.
-
Expired Codes: These codes have a short lifespan. If it’s expired, initiate another transaction.
-
Network Issues: If the network is down, USSD and mobile app methods won’t work. You’ll need to wait until the network is back up.
Conclusion
Access Bank’s cardless withdrawals are more than just innovations; they add real value to everyday life. This feature ensures that you can still access your money, even if you forget your ATM card or don’t want to carry one.
If you need cash but don’t have your card, Access Bank has you covered with just a few taps or dial tones. Convenience and security are both enhanced by this feature.
Are you familiar with Access Bank’s cardless withdrawal feature? Are there any questions or experiences you would like to share? We’d love to hear your thoughts in the comments below!
Stay connected and worry-free with Access Bank’s cardless withdrawal feature!
