The ability to manage your finances on the go has become essential in today’s fast-paced world. Checking your bank statement directly from your phone is one of the most convenient ways to keep track of your bank account activity. First Bank of Nigeria customers who want to check their account statements on their phones are in the right place. With ease and clarity, this guide walks you through tracking your spending, reconciling your budget, or simply wondering what your recent transactions are.
Key Takeaways
- Three Methods: You can check your statement through the FirstMobile App, USSD code (*894#), or Internet Banking.
- Instant Access: Access your bank statement anytime, anywhere, ensuring you’re always on top of your financial activity.
- No Data Required for USSD: Even without an internet connection, the USSD code lets you check your statement quickly and securely.
- Secure: First Bank’s mobile and internet banking systems are protected with multi-level security features to keep your account safe.
Using your phone to check your first bank statement is essential
To begin, let’s briefly discuss why you should regularly review your bank statements. Mobile banking allows you to:
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Keep track of your spending: Knowing where your money goes helps you stay on track.
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Make sure you never miss a payment or are late on your bills.
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Fraud prevention: Spot unauthorized transactions as soon as possible.
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From the convenience of your phone, manage your finances on the go.
If you have this access at your fingertips, you can manage your finances wherever you are, whether you’re traveling, working, or relaxing at home. It’s all about convenience for me!
How to Check Your First Bank Statement on Your Phone
I believe it is important for you to stay on top of your finances, so let’s now discuss the specifics of checking your First Bank account statement via your mobile phone, now that we have established the importance of staying on top of your finances. In order to do this, there are three primary methods available: FirstMobile App, USSD code, and Internet Banking.
Method 1: Using the FirstMobile App
FirstMobile is First Bank’s mobile app, designed for easy banking on your phone. Here’s how you can check your account statement through the app:
- Download and Install FirstMobile App
If you don’t already have the app, download it from the Google Play Store for Android devices or the Apple App Store for iOS devices. - Log in to Your Account
Open the app and log in using your username and password. If you haven’t registered yet, you’ll need to follow the steps to sign up, which include setting up your PIN and security questions. - Navigate to the Statement Section
Once logged in, look for the ‘Accounts’ tab at the bottom of the screen. Tap it, and you’ll see an option for ‘View Statement’. - Select the Account
Choose the specific account (e.g., Savings or Current) for which you want to check the statement. - Download or View the Statement
After selecting the account, you’ll be presented with a summary of recent transactions. You can choose to view the entire statement for the past month or select a custom date range. FirstBank allows you to view statements in PDF format, which you can download directly to your phone.
Tip: Make sure you enable push notifications so you’re alerted whenever your bank statement is updated.
Method 2: Using USSD Code (*894#)
For those who prefer a simple and fast method without downloading an app, First Bank provides a USSD code service that works even if you don’t have internet access. This is perfect for those with limited data or in areas with poor network coverage.
- Dial the USSD Code
Dial*894#on your mobile phone. This is the code for First Bank’s mobile banking service. - Choose Your Banking Option
A menu will pop up with several options. Select the option that reads ‘Check Account Balance’ or ‘Get Statement’. - Enter Your PIN
You’ll be asked to input your 4-digit mobile banking PIN. If you haven’t set it up, the system will guide you through the setup process. - Select the Statement Period
After entering your PIN, you’ll be asked to select the statement period. You can usually check the past 30 days of transactions. - Receive Your Statement
The statement will be sent to your phone in a text message format or as a downloadable link, depending on your selection.
Method 3: Using First Bank Internet Banking
First Bank also provides internet banking services where you can check your account statements from any browser. Here’s how to do it:
- Visit First Bank’s Internet Banking Portal
Go to www.firstbanknigeria.com and click on the ‘Login’ button for internet banking. - Log in with Your Details
Enter your username and password to log in. If you haven’t registered for internet banking, you’ll need to sign up on the site or visit a bank branch. - Access the Statement Section
Once logged in, navigate to the ‘Account Services’ section. From there, you can choose ‘Account Statement’. - Select the Desired Period
You can view recent transactions or download your statement in PDF or Excel format. Choose the time period you wish to view (e.g., the past week, month, or a custom range).
Pros and Cons of Checking Your First Bank Statement on Your Phone
Pros:
- Convenience: Access your statement anytime and anywhere, whether you’re at home or traveling.
- Time-saving: Instant access to your statement without having to visit a bank branch.
- Secure: Both mobile banking and USSD services use encryption and PINs to protect your information.
- Paperless: Helps you reduce paper usage by opting for digital statements.
Cons:
- Data Connection: For some methods (e.g., FirstMobile App and Internet Banking), a stable data connection is necessary.
- Device Compatibility: While the mobile app works for most smartphones, it may not be compatible with very old phones or operating systems.
Frequently Asked Questions (FAQs)
1. Can I check my account statement for previous months using USSD?
- Answer: Unfortunately, the USSD method allows you to check the last 30 days of transactions. For older statements, you’ll need to use the app or internet banking.
2. How do I reset my FirstMobile PIN if I forget it?
- Answer: Open the FirstMobile app, tap on the “Forgot PIN” option, and follow the instructions to reset your PIN. You may be required to verify your identity.
3. Are there any fees for checking my bank statement on my phone?
- Answer: There are no fees for checking your account statement through any of the methods mentioned (USSD, FirstMobile App, or Internet Banking).
4. Can I check my statement for a specific date range?
- Answer: Yes, you can select a custom date range for your statement on both the app and internet banking platforms.
Final Thoughts
With First Bank’s mobile and internet banking services, you can manage your finances on the go. It saves time, increases financial transparency, and gives you the control you need to manage your money wisely when you check your statement of account on your phone. You have reliable options at your fingertips, whether you use the FirstMobile App, USSD code, or Internet banking.
As someone who travels frequently and manages multiple financial commitments, I have come to rely on mobile banking services for their convenience and security. It’s all about simplifying life, and First Bank’s mobile options do just that!
For more information on mobile banking, check out First Bank’s official website.
