Keystone Personal Loans: Apply Now

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Keystone Bank

About this provider

Keystone , a comprehensive commercial bank, is now under the ownership of Sigma Golf River Bank Consortium, having been acquired from the Asset Management Corporation of (AMCON) in 2017. The Central Bank of Nigeria (CBN) granted the bank its banking license on August 5, 2011. Keystone Bank has not only met but surpassed all capital adequacy requirements set by the CBN. Additionally, it took over the deposit liabilities, as well as certain other liabilities and assets, of the former Bank PHB Plc after the CBN revoked the operating license of the erstwhile bank.

Available products

Keystone Personal Loans

You can borrow up to N10 million based on your monthly income. Repay the loan within 36 months at a competitive interest rate. Credit life insurance is mandatory. Your salary and allowances must be domiciled. Provide your latest payslips, employer’s letter of undertaking, and signed letter of set-off/lien. Positive credit checks and no returned check history are required. Have a valid means of identification, including your employee ID, , and photograph.

Requirements for loan

To apply for a loan, you’ll need to gather a few important documents. First, make sure you have a recent passport photograph ready. Next, gather proof of your current address to verify your residency. Additionally, you’ll need to provide a bank statement from your salary account for the past six months. Don’t forget to bring a valid ID for each person signing the loan agreement, such as an international passport, a national driver’s license, or a national ID card. Lastly, include an employment letter to confirm your current job status. By having all these requirements in order, you’ll be one step closer to securing the loan you need.

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Loan Summary


  • Loan amount: ₦100,000
  • Payment frequency: Monthly
  • Loan duration (months) 12 Months
  • Monthly installments: ₦19,333
  • Total payable amount: ₦232,000
  • Monthly interest rate: 11.00%
  • Management fee: N/A
  • Management fee deduction: ₦0

CONTACT ADDRESS

No. 1, Keystone Bank Crescent, Off Adeyemo Alakija Street, Victoria Island,

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