Is Sterling Bank offering a virtual debit card as part of their product line? The OneBank Virtual Card is what they offer as a product. As part of our efforts to help you make the most of this digital banking service, we have put together a comprehensive guide.
Key Takeaways
Convenience: Create and use your card instantly from your phone.
Security: Enhanced features protect your transactions.
Global Reach: Make international payments easily.
Cost-Free: No charges for creating or using the card.
What is a Sterling Bank Virtual Card?
An electronic version of a traditional bank card is called a virtual card. The Sterling Bank OneBank Virtual Card functions just like a physical debit card but exists only in the digital realm, accessible through the OneBank app. With it, you can shop online, pay bills, and subscribe to services without having to carry around a physical card.
Benefits of Sterling Bank’s OneBank Virtual Card
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Instant Creation and Activation: You can create and activate your virtual card in seconds.
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Convenience: There is no need to carry a physical card, reducing loss or theft risk.
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Seamless International Payments: Pay worldwide in Naira.
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Enhanced Security: Features encryption and two-factor authentication for added security.
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Cost-Free: The virtual card is free to create and use.
How to Get a Sterling Bank Virtual Card
Get your OneBank Virtual Card by following these simple steps:
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Download the OneBank app:
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Register or log in.
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If you are a first-time user, register an account.
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If existing, log in.
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Create Your Virtual Card:
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Select the cards.
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Choose My Cards.
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Select the account for which you want to create a virtual card.
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Click the plus icon (+).
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Enter your transaction PIN to finalize creation.
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How to Activate Your OneBank Virtual Card
The process of activating your OneBank Virtual Card is straightforward:
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Go to Cards in the OneBank app.
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Select Card Activation.
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Choose the card account.
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Click on Activate and follow the prompts.
Features and benefits
Key Features:
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Instant Creation: No waiting for a physical card to arrive.
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Enhanced Security: Two-factor authentication and encryption.
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International Transactions: Use your card for global payments.
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Convenience: There is no need to carry a physical card.
Benefits:
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Safety: Reduced risk of card loss or theft.
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Cost Efficiency: Free to create and use.
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Ease of Use: Manage your card directly from the OneBank app.
Frequently Asked Questions (FAQs).
How much does it cost to get a virtual card on OneBank?
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It’s free. Creating and using a virtual card incurs no charges.
Can I pay internationally with a Sterling Bank Virtual Card?
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Yes, you can pay internationally in Naira.
How safe is the OneBank Virtual Card?
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The card is EMV-compliant, featuring the latest chip and PIN technology for secure transactions.
Is Sterling Bank on WhatsApp?
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Sterling Bank offers WhatsApp support. Message Kiki at 09060006449 to get started.
Final Thoughts
With Sterling Bank’s OneBank Virtual Card, managing your finances has never been easier, more convenient, or cheaper. This virtual card provides a seamless experience without the need for physical cards for local or international transactions.
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Please feel free to contact us if you require further assistance or have additional questions about Sterling Bank’s virtual card. The OneBank Virtual Card brings convenience and security to digital banking.
