Zenith Bank Virtual Card: A Complete Guide

Using the Virtual Card from Zenith Bank, we are exploring the realm of virtual banking today. Virtual cards have significantly transformed the way in which we conduct financial transactions, including online purchasing, subscription management, and secure payments.

virtual card from Zenith Bank

Commencing with activation and concluding with utilisation, this article will cover every aspect of the Zenith Bank Virtual Card.

Zenith Bank Virtual Card: What is it?

A Zenith Bank Virtual Card is a digital card that allows you to make transactions online without the need for a physical card. It is linked to your bank account and can be used to make payments, withdraw cash, or transfer funds.

How do I get a Zenith Bank virtual card?

To get a Zenith Bank Virtual Card, follow these steps:

1. Log in to your Zenith Bank account on the Zenith Bank website or mobile app.
2. Navigate to the “Virtual Cards” section.
3. Click on “Apply for a Virtual Card.”
4. Fill in the necessary details, including your name, account number, and other required information.
5. Submit your application.

Your Zenith Bank Virtual Card will be issued and linked to your account.

Zenith Bank Virtual Card Fees

Zenith Bank Virtual Card comes with various fees, including:

Annual maintenance fee: N3,000 per annum
Withdrawal fee: N300 per transaction
Transfer fee: N100 per transaction
Card replacement fee: N5,000

These fees are subject to change and may vary based on your account status and transaction history.

Zenith Bank Virtual Card Benefits

Some benefits of using a Zenith Bank Virtual Card include:

Convenience: You can make transactions online without the need for a physical card.
Security: Virtual cards provide an additional layer of security as they are not linked to your physical card.
Control: You can set spending limits and track your transactions online.

Zenith Bank Virtual Card: How to Activate

To activate your Zenith Bank Virtual Card, follow these steps:

1. Log in to your Zenith Bank account on the Zenith Bank website or mobile app.
2. Navigate to the “Virtual Cards” section.
3. Select the virtual card you want to activate.
4. Click on “Activate Card.”
5. Follow the prompts to complete the activation process.

Your Zenith Bank Virtual Card will be activated and ready for use.

Zenith Bank Virtual Card: How to Deactivate

To deactivate your Zenith Bank Virtual Card, follow these steps:

1. Log in to your Zenith Bank account on the Zenith Bank website or mobile app.
2. Navigate to the “Virtual Cards” section.
3. Select the virtual card you want to deactivate.
4. Click on “Deactivate Card.”
5. Follow the prompts to complete the deactivation process.

Your Zenith Bank virtual card will be deactivated and no longer usable.

Zenith Bank Virtual Card: How to Link to PayPal

To link your Zenith Bank Virtual Card to PayPal, follow these steps:

1. Log in to your PayPal account.
2. Navigate to the “Wallet” section.
3. Click on “Link a Bank Account.”
4. Select “Zenith Bank” from the list of banks.
5. Enter your Zenith Bank Virtual Card details, including the card number, expiration date, and CVV.
6. Follow the prompts to complete the linking process.

Your Zenith Bank Virtual Card will be linked to your PayPal account, allowing you to make payments using PayPal.

Zenith Bank Virtual Card: How to Link to Google Pay

To link your Zenith Bank Virtual Card to Google Pay, follow these steps:

1. Open the Google Pay app on your mobile device.
2. Tap on “Add a Payment Method.”
3. Select “Bank Account.”
4. Enter your Zenith Bank Virtual Card details, including the card number, expiration date, and CVV.
5. Follow the prompts to complete the linking process.

Your Zenith Bank Virtual Card will be linked to your Google Pay account, allowing you to make payments using Google Pay.

Zenith Bank Virtual Card: How to Link to Apple Pay

To link your Zenith Bank Virtual Card to Apple Pay, follow these steps:

1. Open the Wallet app on your Apple device.
2. Tap on “Add a Payment Method.”
3. Select “Zenith Bank” from the list of banks.
4. Enter your Zenith Bank Virtual Card details, including the card number, expiration date, and CVV.
5. Follow the prompts to complete the linking process.

Your Zenith Bank Virtual Card will be linked to your Apple Pay account, allowing you to make payments using Apple Pay.

Zenith Bank Virtual Card: How to Link to Samsung Pay

To link your Zenith Bank Virtual Card to Samsung Pay, follow these steps:

1. Open the Samsung Pay app on your Samsung device.
2. Tap on “Add a Payment Method.”
3. Select “Zenith Bank” from the list of banks.
4. Enter your Zenith Bank Virtual Card details, including the card number, expiration date, and CVV.
5. Follow the prompts to complete the linking process.

Your Zenith Bank Virtual Card will be linked to your Samsung Pay account, allowing you to make payments using Samsung Pay.

Zenith Bank Virtual Card: How to Link to WhatsApp Pay

To link your Zenith Bank Virtual Card to WhatsApp Pay, follow these steps:

1. Open the WhatsApp app on your mobile device.
2. Navigate to the “WhatsApp Pay” section.
3. Tap on “Add a Payment Method.”
4. Select “Zenith Bank” from the list of banks.
5. Enter your Zenith Bank Virtual Card details, including the card number, expiration date, and CVV.
6. Follow the prompts to complete the linking process.

Your Zenith Bank Virtual Card will be linked to your WhatsApp Pay account, allowing you to make payments using WhatsApp Pay.

Zenith Bank Virtual Card: How to Link to Flutterwave

To link your Zenith Bank Virtual Card to Flutterwave, follow these steps:

1. Log in to your Flutterwave account.
2. Navigate to the “Payment Methods” section.
3. Click on “Add Payment Method.”
4. Select “Zenith Bank.”