With its USSD codes and transfer services, Fidelity Bank simplifies the world of mobile banking. These codes provide convenience no matter where you are, whether you’re traveling, running errands, or managing your finances. My passion for life’s offerings coupled with a keen eye on finances makes me confident that this guide is just the companion you’ve been looking for!
Discover the features, benefits, and how to use Fidelity Bank USSD codes.
Key Takeaways
- Fidelity Bank USSD (*770#) is a game-changer for banking on the go.
- It’s cost-effective, fast, and accessible without internet.
- Always double-check recipient details before confirming transactions.
- Take advantage of the platform’s versatility for transfers, bills, and airtime.
What Are Fidelity Bank USSD and Transfer Codes?
Fidelity Bank USSD codes are short codes that allow customers to perform banking transactions directly from their phones without internet access. By simply dialing *770# on your registered mobile number, you can access various banking services, including transfers, airtime purchases, bill payments, and more.
This service works on all mobile networks in Nigeria—MTN, Airtel, Glo, and 9mobile—and is available 24/7, making it perfect for those moments when you’re off the grid but still need to stay financially connected.
How to Register for Fidelity Bank USSD Banking
Before you can start using Fideliity Bank’s USSD codes, you need to register. Here’s how:
- Dial *770# on your registered mobile number.
- Follow the on-screen prompts to create a secure 4-digit PIN.
- Link your Fidelity Bank account to your mobile number.
- Once done, you’re ready to transact!
“I remember activating my Fidelity Bank USSD service during a layover at Abuja Airport. It took less than 5 minutes, and I was able to send money to a friend without breaking a sweat!”
Key Features of Fidelity Bank USSD Banking
| Feature | Description |
|---|---|
| Account Balance Check | Dial *770*0# to check your account balance instantly. |
| Money Transfers | Send money to Fidelity or other banks using *770*AccountNumber*Amount#. |
| Airtime Purchase | Buy airtime for yourself or others using *770*Amount#. |
| Bill Payments | Pay electricity, cable TV, and other bills via the platform. |
| Account Opening | Open a new Fidelity account with *770*01#. |
| PIN Reset | Change or reset your PIN with *770*00#. |
What I Love About This Feature
The ability to pay bills on the go is a lifesaver. During a weekend retreat to Lekki, I realized I had forgotten to pay my electricity bill. A quick 770 code fixed everything in seconds, allowing me to enjoy the sunset stress-free.
Real Prices and Charges for Fideliity Bank USSD Transactions
| Transaction Type | Charges (₦) |
|---|---|
| Airtime Purchase (Self) | Free |
| Airtime Purchase (Others) | ₦10 per transaction |
| Transfers to Fidelity Accounts | 20 per transaction |
| Transfers to Other Banks | ₦50 per transaction |
| Bill Payments | Varies (based on bill type) |
Pros and Cons of Fidelity Bank USSD Codes
Pros
- Convenience: Access banking services anytime, anywhere.
- Speed: Transactions are completed in seconds.
- No Internet Needed: Perfect for areas with poor network connectivity.
- Cost-effective: minimal charges compared to visiting the bank.
Cons
- Limited to registered numbers: Only works with your registered mobile line.
- Transaction Limits: Daily transfer limit of ₦100,000 unless increased.
- Network Issues: Occasional delays due to poor mobile network.
How to Perform Transactions with Fidelity Bank USSD Codes
1. Transfer Money
- Dial *770*AccountNumber*Amount# (e.g., *770*1234567890*5000#).
- Confirm the recipient’s name.
- Enter your PIN to complete the transaction.
“This feature came in handy during a road trip to Enugu when my friend needed cash for fuel. The process was seamless, and we were back on the road in no time!”
2. Buy Airtime
- For Self: Dial *770*Amount# (e.g., *770*500#).
- For Others: Dial *770*PhoneNumber*Amount# (e.g., *770*08012345678*500#).
3. Pay Bills
- Dial *770# and select the “Bills Payment” option.
- Follow the prompts to select your biller and make payments.
User Reviews and Ratings
| Aspect | Rating (Out of 5) |
|---|---|
| Ease of Use | 4.5 |
| Speed of Transactions | 4.7 |
| Affordability | 4.2 |
| Reliability | 4.0 |
“I’ve been using Fidelity Bank’s USSD for over a year now, and it’s incredibly reliable. However, occasional network glitches can be a bit frustrating.”
FAQs
1. What is the daily transaction limit on Fidelity Bank USSD?
The daily limit is ₦100,000. You can increase this limit by visiting a Fidelity Bank branch.
2. Can I use the USSD service without airtime?
Yes, USSD codes work even when you have no airtime.
3. What should I do if I forget my PIN?
Dial *770*00# to reset your PIN. You’ll need your debit card details for verification.
4. Is USSD banking secure?
Yes, as long as you keep your PIN confidential and avoid sharing it with others.
Final Thoughts
Fidelity Bank’s USSD service is an essential tool for anyone navigating life in Nigeria. Whether you’re a traveler like me, constantly on the move, or someone who values convenience, this service delivers reliability and ease at your fingertips.
“During my adventures across Nigeria, Fidelity’s USSD code has been my unsung hero, ensuring that my financial needs are met no matter where I am—from the bustling streets of Lagos to the serene landscapes of Obudu.”
So, next time you’re looking for a hassle-free banking solution, give *770# a try—you won’t regret it!
