UBA Bank Cardless Withdrawal 2025 [Full Guide]

For the purposes of this post, it is not necessary to use a physical ATM card to withdraw money from a UBA ATM.

Key Takeaways

• Convenience: Cardless withdrawal provides an easy way to access cash without a physical card.

• Security: Reduces the risk of card loss or theft.

• Multiple Methods: Various options such as mobile apps, USSD codes, and biometric verification ensure flexibility.

• Emergency Use: Ideal for situations where you forget your wallet or card.

What is a Cardless Withdrawal?

With a cardless withdrawal, you can withdraw cash from an ATM without using your ATM card. For this purpose, you can use the UBA Bank mobile app or a USSD code. Especially in times of need, it’s convenient and secure to access your money.

Why Use Cardless Withdrawal?

Emergency Situations

Have you forgotten your wallet? Nothing to worry about! Getting cash without a card is still possible.

Safety

In places where carrying a card might be risky, going cardless keeps your money secure.

Convenience

Eliminate the need to carry another piece of plastic and streamline your banking experience.

How to Withdraw Cash from a UBA ATM without a Card

Here are seven methods to withdraw money from UBA without an ATM card:

1. UBA Digital Experience on Mobile and Web

2. Using Fingerprint

3. Via USSD Code

4. Internet Banking

5. UBA Mobile Banking App

6. Via Phone Number

7. Via Leo

1. UBA Digital Experience on Mobile and Web

1. Log into the UBA Digital Experience on your mobile or web.

2. Select Cardless Withdrawal from the Shortcut segment.

3. Enter the amount you want to withdraw.

4. Create a one-time 4-digit transaction code and enter your transaction PIN.

5. Locate any UBA ATM and select cardless withdrawal.

6. Enter the 4-digit PIN and the 10-digit token received.

7. Withdraw your cash.

2. Using Fingerprint

1. Locate any UBA ATM.

2. On the menu, select Cardless, then Biometric Option.

3. Place your right thumb on the scanner for 5 seconds.

4. Follow the prompts to complete your transaction.

3. Via USSD Code

1. Dial *919*30*Amount# from your registered phone number.

2. Select the ATM Cashout option.

3. Get your Cashout PIN.

4. Locate any UBA ATM.

5. On the ATM, select Paycode and follow the prompts.

4. UBA Bank Cardless Withdrawal Via Internet Banking

1. Visit the UBA Internet Banking Portal.

2. Select Cardless Withdrawal to get a withdrawal code.

3. Locate an ATM stand.

4. On the ATM, select Cardless Withdrawal.

5. Input the withdrawal code and follow the prompts.

5. UBA Mobile Banking App

1. Download the UBA Mobile Banking App from Google Play Store or Apple Store.

2. Install and launch the app.

3. Register if you haven’t before.

4. On the app dashboard, select Cardless Withdrawal.

5. Create a 4-digit Cashout PIN.

6. Locate any UBA ATM stand.

7. On the ATM, select Paycode Cashout and follow the prompts.

6. Via Phone Number

1. Select PayAttitude on the ATM.

2. Input your registered phone number.

3. Approve the transaction using your 919 PIN.

4. Follow the prompts to complete your transaction.

7. Via Leo

1. Send Cardless withdrawal to Leo on Facebook, WhatsApp, or Apple Business Chat.

2. Create a one-time 4-digit PIN and receive a 10-digit token.

3. On the ATM, select Cardless Withdrawal.

4. Enter the 4-digit PIN and the 10-digit token received.

How to Withdraw Money at UBA ATM

1. Press any key at the ATM.

2. Select the Cardless Withdrawal feature.

3. Enter the 0-digit withdrawal passcode.

4. Enter your one-time PIN for verification.

5. Enter the amount to withdraw.

6. Collect your cash.

How to Withdraw Money at Another Bank’s ATM

1. Locate any other bank’s ATM.

2. Press the Enter button on the ATM.

3. Select the PayCode option.

4. Enter the PayCode number received on your mobile phone.

5. Enter the pre-selected Cash-Out PIN Number selected on Internet Banking when initiating the request.

6. Enter the amount (this should be the same amount selected when initiating the request on Internet Banking, USSD, or Mobile Banking).

7. Press the Enter button to proceed.

8. Collect your cash.

Common Issues and Troubleshooting

Code Not Working

Ensure you’re entering the code correctly.

Expired Code

These codes have a short lifespan. If it’s expired, you’ll need to initiate a new transaction.

Network Issues

If the network is down, the USSD and mobile app methods won’t work. You’ll need to wait.

Conclusion on UBA Bank Cardless Withdrawal

Cardless withdrawal, its benefits, and the various methods of implementing it via UBA were discussed. This feature is more than just a technological advancement; it solves a real-life problem. When you use UBA Bank’s cardless withdrawal feature, you no longer have to worry about losing your ATM card.

Your transactions are made more secure with this feature. There is no need to worry about losing your card or someone misusing it. Next time you’re in a pinch and need cash, remember that you can get it with just a few taps or dial tones.

Let us know if you’ve tried this feature or if you have any questions about it. Let’s get the conversation started by leaving a comment below.